I think you're right on all counts. The wood decor in the middle is ceramic, so not much in the tank that is going to grab bacteria. Test results are PH 7.5, hi range 8., ammonia 0, nitrate 2 is .25, and nitrate 3 is 0. Things in my tank are just slightly slimey. (No bacteria billed up)
I'm thinking the only problem I really have is temperature. I'm not sure if there is anything I can do about that. It is at 80.6 today. Yesterday it was 81.5. I put a sealed bag of ice in the tank and it came down to 79.6. But i don't want to do that when I have fish.
New plan...lower expectations as you suggested, leave it alone and let it cycle. Go forward with adding a few inexpensive schooling fish so bacteria can form faster. Would you agree or should I wait on the fish and add more Stability?
I so appreciate the time you both spent helping me out. I am impressed with this forum. Thanks so much!