I don't see any fuzz, the patch looks smooth and slightly raised. I've only noticed one of my fish with this, it appears almost symmetrical/same location on either side. She has not been acting funny or anything, I just noticed this growth and trying to determine if it's bacterial or fungal so I can treat accordingly with meds I already have. I'm probably going to treat the entire tank since I have no clue if any other CPDs or my clown killifish have it. I also have a few tiny fry growing out in an attached breeder box.
unheated/cold tank
temp 71.8
pH 6.4
gH 4-5
kH 1-2
TDS 140